Home Buying  Process

• Meet with your agent to discuss wants, needs, and timeline
• Meet with Lender to get pre-qualified (if applicable)
• Enter into a Buyer’s Agency Agreement
• View homes –  both online and in person
• Select home
• Write and offer and submit earnest money
• Negotiate any counter-offers
• Make formal loan application or provide proof of funds
• Have a home inspection
• May negotiate repairs with seller
• Complete loan process and order appraisal (lender will do this)
• Loan package submitted to underwriting (lender)
• Loan approval
• Title search and commitment (attorney)
• Call and arrange for utilities to be transferred
• Review Closing Documents
• Closing