Kathy & Ben
Home Buying Process
- Meet with your agent to discuss wants, needs, and timeline
- Meet with Lender to get pre-qualified (if applicable)
- Enter into a Buyer’s Agency Agreement
- View homes – both online and in person
- Select your home
- Listen to your agent’s advice on how to present the best offer to get this home
- Write an offer and submit earnest money
- Negotiate any counter-offers
- Make formal loan application or provide proof of funds if paying cash
- Have a home inspection
- Negotiate any repairs with seller
- Complete loan process and order appraisal (lender will do this)
- Loan package submitted to underwriting (lender)
- Loan approval
- Title search and commitment (attorney)
- Call and arrange for utilities to be transferred
- Review Closing Documents
- Wire necessary funds to closing attorney
- Closing